SELL $ BORROW ₿
// bitcoin loan calculator
SELL OR BORROW?
Should you sell your Bitcoin for cash, or borrow against it? Enter your numbers and find out.
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// your situation
How much BTC do you have? $0
BTC
How much cash do you need?
$
Your BTC cost basis (avg buy price) for tax calc
$
Your capital gains tax rate long-term US = ~20%
%
Loan-to-Value (LTV) ratio how much you borrow vs collateral
50%
25% Conservative
50% Standard
65% Aggressive
80% Max Risk
Annual interest rate on loan
%
⚖️
Enter your numbers above
analysis will appear here
💸 If You SELL
BTC sold —
Cash received —
BTC remaining —
BTC exposure lost —
If BTC 5x from here —
Est. capital gains tax —
After-tax cash —
🏦 If You BORROW
BTC needed as collateral —
Cash received —
BTC retained —
Annual interest cost —
If BTC 5x from here —
// liquidation risk — if you borrow
—
Liquidation price
—
BTC must drop by
—
Your safety buffer
risk level —
SAFE CAUTION DANGER REKT
Enter your numbers to see liquidation risk.